Thursday, December 1, 2011
New Listing ~ 337 Vista Pacifica ~ Ocean Views on the Mesa
This lovely ocean & island view 3B/2B Vista Pacifica home awaits you, with a 2-car garage, high ceilings, step-down living room, beautiful landscaping, and a fabulous location on the Mesa. Enjoy views of the ocean through the large living room windows. Experience privacy with the manicured hedges. Head outside to nearby parks, beaches, one of our top local health-food markets, numerous restaurants, and so much more. Call or email Emily McBride at 805.252.2773 or emily@villagesite.com. Offered at $969,000.
Monday, November 28, 2011
MiniListings - Agent Spotlight on Emily McBride
Thanks to the MiniListings Team for placing me in their "Agent Spotlight" this month. Here is the article... Or, view the article here.
Agent Spotlight: Emily McBride
This month’s agent spotlight is on Emily McBride, an agent with Village Properties in Santa Barbara. Emily has over ten years experience in real estate, and she has made the most of her time in the industry developing a wealth of knowledge and a deep network of contacts. She has been involved and represented both buyers and sellers in a variety of transactions covering all types of residential sales to real estate development projects. Even through this difficult market, Emily has continued to succeed, a product of her hard work, positive attitude, commitment, persistence and integrity. Emily also has a strong creative side which is evident not only in her real estate business but also in her passion outside of real estate, painting.
I’ve included a few of Emily’s paintings in this article. Clicking on any of the images will direct to a full size version of the painting at her website.
How did you get your start in real estate?
I started out in real estate on the mortgage side of the business. I worked for Wells Fargo Home Mortgage while I was working on my Business-Economics & Accounting degree at UCSB. The job was great, but the mortgage side did not provide a lot of personal interaction with clients, so I decided to make the switch to real estate sales. Being in real estate provided more interaction with clients and allowed me to use more of my creativity. In 2001, while still in college, I worked with an agent team at Coldwell Banker here in Santa Barbara for a couple of years doing marketing, overseeing inspections and managing escrows. Learning both the finance and the sales sides of the business while in college was a great experience. Once I got my own license, I spent more time selling homes at Coldwell Banker and I even closed my first escrow within 30 days!
You’ve been with Village Properties since 2004, what drew you to them?
What do you like most about working in real estate?
In real estate, every deal is a new challenge and every client is unique, which makes every transaction different. One of the special projects I’m currently working on is an estate property in Montecito know as El Fureidis, which has quite a bit of history. It was built by architect Bertram Goodhue from 1890-1906. Charlie Chaplan was married there, rumor has it that John and Jackie Kennedy spent part of their honeymoon there, it was the source of the rare palm trees now in Disneyland’s Jungle Cruise ride, and it was featured in the 1983 film “Scarface” as Tony Montana’s mansion. I’m also selling some polo fields locally, and that’s been a very interesting experience that I have enjoyed very much. I like working on these larger projects because it requires me to use all of my resources and creative energy, which I really enjoy.
What role does technology play in your business?
The majority of my business is done through referrals, so I use technology as a platform to generate and receive them. I maintain a website, a blog, a Facebook business page, LinkedIn profile, and Twitter account. I also use a service called Emma to send out a regular newsletter. My goal is to use technology to stay in front of people so they remember me when they, or someone they know, are ready to buy or sell a property. My online presence also helps me with my Google search results. Since people will usually “Google” you before hiring you, maintaining a strong online presence helps build credibility and reinforces their decision to work with me.
How does mobile technology, particularly your phone, help you with your business?
I use my phone to stay connected and up-to-date on my business through email, texting, and phone calls. I probably write more emails on my phone these days than on my computer! Texting is also a tool that I use a lot. I use texting with all of my clients, and not just the younger crowd. I’ve used text messaging to communicate with clients who range in age from 20 to 85 years old.
What phone are you currently using?
Do you use a lot of apps on your phone?
Yes, I use a lot of apps, so many that I had to put them into folders to categorize and keep track of them! My latest favorite is an app called Sign-N-Send. It’s great for viewing and forwarding documents, but the most amazing feature is that it lets you sign them right there on your phone, too.
Speaking of apps, how do you use and promote your miniListings app?
My miniListings app is another tool in my technology toolbox. I like to give it to my clients so they can show their friends when their looking for properties. It also demonstrates to my clients that I am keeping up with the latest technology by having my own mobile application. In addition to showing my clients the app, I also promote it in my email signature, through my newsletter, and also on my Facebook page.
Interestingly enough, it was one of my real estate clients, Cheryl Marquis-Hilliard, who inspired me to start painting. I saw the paintings she had done, and she encouraged me to try it out. I started painting in 2003 under the guidance of Buck Paulson, who was her mentor as well. A number of years ago, I sold Cheryl’s beautiful house in Hope Ranch, which was where our group would get together to paint, and we were sad to see her move away, but our group is still together over 8 years later, and Buck Paulson is still my mentor. Most of my paintings are landscapes – typically waves or ocean scenes. I’ve had a lot of fun doing shows around town in 2009 and 2010 where my paintings were on display, but I haven’t been doing many shows this year. I do have plans for one or two shows in 2012, and no matter how busy I get with real estate, I still make it a point to get in the studio at least once a week and block the time out on my calendar to make sure it happens. Typically, I can finish about one or two paintings a month.
You can see more of Emily’s beautiful paintings by viewing the gallery on her website at emilykmcbride.com, or by clicking here. You can also order prints of Emily’s work at http://www.twism.com/collections/emily-mcbride.
One last question, you’ve worked with and mentored new agents. What advice do you give them, particularly younger agents who are just starting out?
There are two things that have worked for me that I tell new agents. First, find a top producing agent that you can work for who will act as a mentor. It’s the best way to learn the business, and best of all, you will actually get paid while you are learning. Second, be willing to work on all types of property transactions as it will open up doors to bigger and better projects. My goal when I started out was to work on all types of properties, and having those experiences has definitely opened up some amazing opportunities for me in my career.
I’d like to thank Emily for participating in this month’s agent spotlight. Emily is proof that experience is not just a function of age but also a function of hard work, commitment and persistence. She has accomplished an incredible amount in her 10+ years in the business, and I’m looking forward to seeing what she accomplishes in the future.
If you’d like to learn more about Emily, check out her website, emilymcbride.com, and if you go to her website using your phone, you’ll get to see her miniListings web application in action.
Weekly Snapshot Statistics - Santa Barbara Real Estate Market
For the week of 11/21/2011-11/27/2011
16 new listings
24 price changes
34 sales pended (25 under $1M, seven $1-2M, two $2-4M)
16 closed (10 under $1M, three $1-2M, two $2-4M, and one $4-8M)
26% of the closed sales were over $1M
16 new listings
24 price changes
34 sales pended (25 under $1M, seven $1-2M, two $2-4M)
16 closed (10 under $1M, three $1-2M, two $2-4M, and one $4-8M)
26% of the closed sales were over $1M
The new listings typically slow down around this time of year, and will be picking up again after the holidays. Hope everyone had a nice Thanksgiving!
Thursday, October 27, 2011
Helping Underwater Borrowers ~ An update from the Federal Housing Finance Agency (FHFA)
Here is a recent release from the Federal Housing Finance Agency:
The Federal Housing Finance Agency, along with Fannie Mae and Freddie Mac, on Monday announced changes to the Home Affordable Refinance Program (HARP) to help more borrowers.
The program will continue to be available to borrowers with loans sold to Fannie Mae and Freddie Mac on or before May 31, 2009, with current loan-to-value (LTV) ratios above 80 percent.
The new program enhancements address several other key aspects of HARP including:
- Eliminating certain risk-based fees for borrowers who refinance into shorter-term mortgages and lowering fees for other borrowers;
- Removing the current 125 percent LTV ceiling for fixed-rate mortgages backed by Fannie Mae and Freddie Mac;
- Waiving certain representations and warranties that lenders commit to in making loans owned or guaranteed by Fannie Mae and Freddie Mac;
- Eliminating the need for a new property appraisal where there is a reliable AVM (automated valuation model) estimate provided by the Enterprises; and
- Extending the end date for HARP until Dec. 31, 2013, for loans originally sold to the Enterprises on or before May 31, 2009.
More info
Thursday, October 20, 2011
Recently Sold ~ 455 Foxen Drive, Santa Barbara, CA 93105
Recently Sold ~ Represented Buyers
455 Foxen Drive
Santa Barbara, CA 93105
Offered at $1,235,000


Four Bedrooms, Two Bathrooms
2500 Square Feet
2-Car Garage
Hardwood Floors Throughout
Large, Open Kitchen
Gorgeous Den
Hot Tub in Back Yard
Great for Entertaining
Formal Living Room
San Roque ~ Great Neighborhood
Beautifully Redone
Cathedral Ceilings
3 Fireplaces
French Doors
New Kitchen
Granite Counters
Viking Appliances
Crown Molding
455 Foxen Drive
Santa Barbara, CA 93105
Offered at $1,235,000


Four Bedrooms, Two Bathrooms
2500 Square Feet
2-Car Garage
Hardwood Floors Throughout
Large, Open Kitchen
Gorgeous Den
Hot Tub in Back Yard
Great for Entertaining
Formal Living Room
San Roque ~ Great Neighborhood
Beautifully Redone
Cathedral Ceilings
3 Fireplaces
French Doors
New Kitchen
Granite Counters
Viking Appliances
Crown Molding
Recently Sold ~ 4Plex ~ 614 Kentia Avenue, Santa Barbara, CA 93105
Recently Sold ~ Represented Buyer
614 Kentia Avenue
Santa Barbara, CA 93105
4-Plex consisting of four 2B/1B units. Rents ranging from $1450-1550/unit.
Close proximity to downtown, schools, parks, the bike path, and freeway access.
Laundry on site.
This particular escrow took 7 months to close, due to some repairs that needed to completed. The property had been in escrow prior to our escrow, when a buyer discovered mold at the property. That buyer canceled escrow after his request for a large credit was declined. I heard about the shaky escrow & informed my client. We wrote an offer immediately, making it part of our offer that the mold work be completed prior to the close of escrow. It was a large feat and very costly to move out and rotate four sets of tenants & fully remediate the mold, and put the building back together, but the Seller held up their end of the agreement & performed the work as agreed. The property was fully rented again before the close of escrow. This property makes for a great long-term investment!
614 Kentia Avenue
Santa Barbara, CA 93105
4-Plex consisting of four 2B/1B units. Rents ranging from $1450-1550/unit.
Close proximity to downtown, schools, parks, the bike path, and freeway access.
Laundry on site.
Recently Sold ~ 403 Alameda Padre Serra, Santa Barbara, CA 93103
Recently Sold ~ Represented Buyer
403 Alameda Padre Serra
Santa Barbara, CA 93103
Closed at $795,000
*Originally offered for $1,195,000
Elegant, Spanish-Style Town-Home
Brand New Construction
Ocean/Harbor/City Views
Turn-Key
Riviera Location ~ Close to Downtown
3 Bedrooms, 2.5 Bathrooms
Hardwood Floors
Attention to Detail
2-Car Garage
Backyard
Stainless Steel Appliances
Sandstone Fireplace
Gorgeous Fixtures
403 Alameda Padre Serra
Santa Barbara, CA 93103
Closed at $795,000
*Originally offered for $1,195,000
Elegant, Spanish-Style Town-Home
Brand New Construction
Ocean/Harbor/City Views
Turn-Key
Riviera Location ~ Close to Downtown
3 Bedrooms, 2.5 Bathrooms
Hardwood Floors
Attention to Detail
2-Car Garage
Backyard
Stainless Steel Appliances
Sandstone Fireplace
Gorgeous Fixtures
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